Encinitas, Carlsbad and Cardiff By The Sea real estate and homes for sale in California, beachfront properties, homes with ocean views, luxury coastal properties, ocean view homes - Christie Kramer & Associates, REALTORS® Christie Kramer & Associates REALTORS(r) for Encinitas, Carlsbad and Cardiff By The Sea, California real estate, beachfront properties, homes with ocean views - NUMBER1EXPERTS™ Christie Kramer & Associates NUMBER1EXPERTS(tm) for Encinitas, Carlsbad and Cardiff By The Sea, California real estate, beachfront properties, homes with ocean views
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Local Info: Encinitas, Carlsbad and Cardiff By The Sea California home buying, real estate listings, and homes for sale in San Diego County, CA
Welcome > Local Info > Cardiff-by- the-Sea

 

Cardiff Beach

Cardiff by the Sea Real Estate
Cardiff real estate, Cardiff homes & Cardiff condo's like other coastal communities, run the gamut from older more moderately priced single-family dwellings to multi-million dollar custom estates, all in a diverse range of styles and sizes. A limited number of luxury townhomes (Mozart Creek, Orinda Village & Cardiff Park) and condominium units (Cardiff Cove & Park Place) range in price from $350,000 to over $1 million. Single-family homes (Poinsettia Heights, Ocean Crest Estates, Playa Riviera, Edgewater Terrace, Sea Village, Sandy Point, Seaside, Cardiff Glen) start in the mid-$600,000s and have recently reached over $2 million for custom homes with panoramic ocean views. West of Interstate 5, many of the single-family homes dot the hillsides affording them exquisite views, with several new custom homes built in small pockets of land. In the exclusive "composer district," large custom homes on streets with names such as Brahms, Liszt and Chopin feature ocean views and private canyons. With a total of approximately 4,700 homes and little vacant land available, less than a dozen new homes are built in Cardiff each year and many are  undergoing major remodels. A good reason why Cardiff homes are so desirable and costly, but well worth it.

Cardiff by the Sea General Facts
Along the coastline of North San Diego County lies cozy Cardiff-by-the-Sea, in the Southern portion of the city of Encinitas. Once a quiet farming community founded in 1911, these three and a half square miles of peaceful coastal village extend along Birmingham Avenue East of Interstate 5 to Crest Avenue. On the South, it’s separated from Solana Beach by the San Elijo Lagoon, a natural preserve, home to various birds and wildlife. With its own zip code, post office, library and elementary school system, Cardiff-by-the-Sea has carved out its own identity. The moderate climate and world-class surf draw professional and amateur surfers from Southern California and other areas. The community features fine dining at Restaurant Row, narrow beaches with impressive tide pools and a beachfront campground all affording spectacular Pacific Ocean views and sunsets.

Cardiff by the Sea History
1875 saw the beginnings of Cardiff-by-the-Sea when the Mackinnon family from Cleveland, Ohio headed West and homesteaded on the north shore of the San Elijo Lagoon. A room in the Mackinnon barn became a school, and in 1881 the first teacher arrived. In 1910, a Boston painter named J. Frank Cullen relocated in San Diego and later set aside his brushes to become a developer. He bought a large tract of land in the San Elijo area, had it surveyed and established streets and lots. Historical accounts claim Cullen chose a Spanish name for his town because of its proximity to Mexico, but his wife, a native of Cardiff, Wales persuaded him to name it Cardiff and give the streets English names, such as Oxford, Cambridge and Westminster. Cardiff's only industry at that time was a kelp works, built by Clarence Cole in 1912. Seaweed was processed for its food and industrial content and the plant's foundation is still visible along the San Elijo Lagoon's muddy North bluff. Cardiff Elementary School District was established in 1913 on property donated by Cullen. The San Diego County Library system opened the first Cardiff Library in 1914, and the 1920s brought the train station, post office and the San Dieguito Irrigation District. Victor Kremer, a German musician developed the composer district North of Birmingham, and he may have added the "by-the-Sea" from the song "By The Beautiful Sea."

Cardiff by the Sea Demographics
The community of Cardiff with a population of over 11,000, is an area that attracts young families, with the average age of 38 years and a median income of $65,000. Cardiff residents share a strong community spirit and an active lifestyle that includes running, cycling, dog walking, sailing and surfing. Locals and tourists stroll, bike and run along the scenic Cardiff shorefront sidewalk, while campers enjoy oceanfront camping at San Elijo State Park much of the year. Living in Cardiff means a peaceful, casual lifestyle centered around the beach life. Cardiff schools are nationally ranked and compare with the best in San Diego County. Elementary school children attend the Cardiff School District, high school students attend the San Dieguito Union High School District and for those seeking higher education, Cardiff is home to the San Elijo Campus of Mira Costa College. Superior private schools are conveniently located in the Cardiff area as well.

 

Cardiff by the Sea Points of Interest and Events
The core of this tiny community is the Cardiff Town Center, the primary shopping area, offering restaurants, professional services, a gym, surf/swim shops and the gourmet Seaside Market. Many tri-athletes call Cardiff home and can work out with other fitness fanatics at the local gyms and exercise centers. The newly remodeled Cardiff Library serves as a hub for computer users, book browsers and buyers (with its used Book Nook) and local functions, such as lectures and book-signings (in the spacious community room). Food lovers have their choice of everything from casual vegetarian to exclusive gourmet along “Restaurant Row.” The glorious sunsets and pounding surf come free with meals. Every September, residents and visitors can celebrate at the annual Greek Festival at Saints Constantine & Helen Greek Orthodox Church. It’s one of the area's biggest, fun-filled events and features music, exotic dancing and fabulous food. The beautiful, remote San Elijo campus of Mira Costa College offers local residents an opportunity for a two-year program for full-time students or non-credit classes evenings and weekends just for fun. Cardiff Reef, alongside Historic Highway 101 at the mouth of the San Elijo Lagoon, is a small beach park and ideal spot for surfers year-round as the surf consistently breaks both right and left. Bathrooms, a parking lot and lifeguards are available at Cardiff Reef. Other popular surf spots are Pipes, a fun, peaky surf break at the North end of San Elijo Campground and San Elijo, the campground’s own beach. For further recreation, several parks fill the bill: Glen Park, Cardiff Sports Park and George Berkich Park. The San Elijo State Beach Campground often fills to capacity, so advance reservations are necessary.

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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
Which home is considered the ultimate in California craftsman-style architecture?

A 
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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Christie Kramer & Associates, REALTOR®, real estate agents and broker for Encinitas, Carlsbad and Cardiff By The Sea California home listings, property and land for sale - NUMBER1EXPERT(tm)

Christie Kramer-LeVander & Ric LeVander
Century 21 Seacoast

900 South Hwy 101
Encinitas, CA. 92024-2933
Phone (Ric): 760-632-9390
Phone (Christie): 760-632-9302
Email (Ric): RicLeVander@adelphia.net

We have been recognized for our outstanding client care, listening and service to our clients. Marketing a home is our passion! Our company, Century 21 Sea Coast, is the industry's leading real estate company. Christie has been recognized by Century 21 for sales achievement with the coveted Centurion Award for the last four years, putting her in the top 3% nationally! We will treat your home like it is our own, with love and care. You will be happy with your total experience!

Equal HousingGRIMLSREALTOR


Century 21 Seacoast real estate and homes for sale in Encinitas, Carlsbad and Cardiff By The Sea California

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